Learn about income and expenses and why they're fundamental in maintaining a budget.
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Learning to Budget
Budgeting isn't about restriction, it's about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!
Creating a budget that works for you is essential to financial wellness and freedom.
Get tips to decide where you should splurge and where you should save.
Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Learn how much you can afford to pay for rent and how that relates to the recommended amount.
Whether it's a cash or a digital envelope system, the envelope budgeting method is guaranteed to help you manage finances like a pro.
![Envelope Budgeting [Cash vs. Digital]](https://static-app-misc.teachbanzai.com/img/article-envelope-budgeting-hero-thumb.jpg)
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
Explore your options for earning extra income and see how much you could bring in every month.
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.
Packing a lunch or eating out is often a decision made out of habit or routine, rather than conscious choice.
