Receive guidance for getting out of debt based on your unique situation.
Topic
Borrowing and Credit
Improve your finances with this list of interactive resources that will improve your understanding of topics surrounding borrowing and credit. This includes explaining concepts like getting out of debt, refinancing loans, credit card payoff, etc.
Learn how amortization works to spread payments over time.
In order to apply for an SBA loan, you'll need to provide the correct documentation.
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
How long will it take to pay off a credit card?
If you want to quickly check your financial pulse, your debt-to-income ratio is a key way to do that.
Learn how to build your credit score from scratch or boost your decent score.
Predatory lending defines any loan practice that’s unfair, deceptive or abusive to borrowers. Protect your financial future by learning how to recognize and avoid the dangers of predatory lending practices.
The quicker you payoff your mortgage, the less you'll pay in interest.
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method.
Think through your holiday spending to avoid going into debt (and feeling regret!)
Learn about HELOCs (Home Equity Lines of Credit) and see if you could be approved. Access funds for major expenses or projects. Explore your options now!
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.
Whether it's a personal loan, credit card, or payment plan on a large purchase, you can see how long it may take to pay off the loan.
Make sure your holiday merriment matches your budget. Set a spending target and walk through potential expenses to avoid after-holiday regret (and debt).
Student loan repayment resumed in October 2023.
