Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.
Collection
Managing Debt
Many people find themselves in debt, and many people also find ways out of it. Don't be discouraged, there are ways to manage your bills and come out on top.
Whether it's a personal loan, credit card, or payment plan on a large purchase, you can see how long it may take to pay off the loan.
Receive guidance for getting out of debt based on your unique situation.
How much can you save in the long term by making more than a minimum monthly payment?
If you’ve found yourself unable to make minimum payments, you have options to help improve your situation.
Stuck making payments on a loan with unfavorable terms? Refinancing may help.
Refinancing can help you get out of debt quicker or pay less in interest if everything lines up.
Make a plan for what to do when you’re contacted by a debt collector.
Understand the consequences of filing for personal bankruptcy.
Net worth is a subtraction of someone’s liabilities from their assets. And, understanding net worth, makes planning for your future gets a whole lot simpler.
Predatory lending defines any loan practice that’s unfair, deceptive or abusive to borrowers. Protect your financial future by learning how to recognize and avoid the dangers of predatory lending practices.
Be prepared to leave the military by learning about the financial realities that accompany civilian life.
